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Disclosure: MP Maloney Law is an affiliate company of various law firms. MP Maloney Law is a firm that is affiliated with various law firms and in turn these law firms employ general counsel and a legal team that specializes in consumer protection. This material or any material provided by MP Maloney Law clients in any capacity including this website verbally or in written format is intended for general information purposes only and does not constitute legal advice. Responses to inquiries, whether by email, telephone, reading of this website does not constitute legal advice, nor does it create or imply the existence of an attorney-client relationship. We at MP Maloney Law do not suggest, advise or sanction the non-payment of any financial obligations due, unless, as a client of an attorney, you have been specifically advised to do so.